When people think of health insurance, they normally think of the insurance that pays their medical bills. And when they think of national health insurance, they think of a national system that either provides people health care or pays their bills. England has a National Health Service that does the former. The United States has Medicare, which does the latter.1
But I would suggest there is another kind of national health insurance. The purpose of this kind of national health insurance isn’t to pay bills or provide services. It is, rather, to make sure there is enough capacity in the health care system so that you can get care when you need it, separate and apart from who pays for it.
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